Which supermarket loyalty app is actually saving you the most right now?
Between Tesco Clubcard Prices, Sainsbury's Nectar Prices, Asda Rewards cashpot, Lidl Plus coupons, and Morrisons More, it feels like every supermarket requires a separate app scan at checkout these days!
Personally, I've found Asda Rewards and Lidl Plus tend to give the most immediate tangible cash back or money off vouchers on items I actually buy regularly, whereas Nectar points take ages to build up unless there's a big bonus multiplier.
Which schemes have been genuinely worth keeping on your phone, and which ones have ended up being more hassle than they're worth?
Discussion replies
SteelyDan
Asda Rewards is definately the standout for me. The 'missions' they run (like spending £15 on household essentials to get £3 straight into the cashpot) make it very easy to build up a balance fast. Then you just convert the cashpot into a digital voucher right before you scan your shopping
SaverSteve
Tesco Clubcard is still king if you use the Reward Partner scheme instead of spending the points on groceries. Exchanging your vouchers for 2x value on things like Railcards, Disney+ or PizzaExpress doubles the effective cashback rate to around 2-3%. But if you only use it for Clubcard Prices in-store, it's pretty much just paying regular price whilst non-app shoppers get overcharged
Wolverine
Morrisons More has improved alot since they brought back the £5 vouchers ('More Fivers'). You get decent targeted bonus point coupons every Thursday morning if you check the app before doing your weekend shop. Petrol point promos help as well if you have a Morrisons forecourt nearby
Marge27
Lidl Plus is my go-to. The milestone tiers each month give you free bakery items and then 10% off an entire shop once you hit the top spend target. Plus, the scratchcard after paying often drops a random 50p or 20% coupon off fruit and veg.
MaryS
Spot on regarding the Tesco Reward Partners. I always save my Clubcard vouchers all year round and exchange them towards days out with the grandchildren during the school holidays. Much better return than knocking a few quid off the grocery bill